Everyone has different experiences in retirement. However, you can always draw a few characterizations from the data by carrying out various studies on retirees. If you compile all of them together, you can categorize them into four types. You might come across some attributes you might like to adopt and some you would wish to avoid. However, all can give you lessons and valuable suggestions on how to lead a retired life in full capacity. Have a look at the types of people you are most likely to chance upon after retirement.
The Constant Mover
This type of retirees is always on the move, and they usually boast of a long bucket list. You can come across them in between a yoga class and a bike ride. Their daily itinerary is full of friendly meet-ups, appointments, or classes throughout the week. If you meet them on the weekends, you will either find them attempting sky-diving for the first time in their lives or catching up on something interesting to satiate themselves. So, what do you get to learn from them? If you want to stay active in old age, you need to adopt a healthy lifestyle.
According to studies, a healthy diet and exercise can boost your energy levels and your immune system. Taking up physical activities of around 150 to 300 minutes duration every week is highly recommended. Adults, who are 65 years of age and above, develop greater mobility and stamina than those who don’t get involved in any workout. Moreover, a healthy lifestyle always puts you in an advantageous position as the medical costs are still lower than it usually is.
The Lost Ones
Everyone doesn’t experience a smooth transition into their retirement period. The American Psychological Association published an article in the year 2014, stating that there are people who go through stages of anxiety and depression and develop negative feelings. They are hardly in the right frame of mind and look at things from a negative point of view. The problem is that people often tend to put excessive focus on finance when they are planning to retire.
Planning for the psychological and social shifts like coping with the fact that you wouldn’t go to work anymore, meeting new people, forming a bond with them, and finding a proper pastime is significant. However, you wouldn’t realize how it feels unless you reach that stage personally. One effective way to approach your retirement is to reduce your work hours steadily.
Your retirement phase might seem to be an oxymoron to you, but several retirees are workhorses, and they work not just to earn money, but for their satisfaction. As per a survey carried on, 2000 professionals standing on the verge of retirement revealed that while around 64% need to work, most of them want to take up as an occupation because they have the urge to work and enjoy it thoroughly.
Senior Americans are coming up with their business ventures. Almost 26% of the new entrepreneurs in the year 2017 are around the age of 55 and 64. If you opt to work even after you have taken retirement, do consider the financial implications. Whatever you earn can have a direct impact on your income tax rate and Social Security benefit too.
Retirement is a phase that offers tranquility and fulfillment. However, it can make you a loner for some time as well. The National Poll on Healthy Aging states that researchers have found 1 out of 3 seniors to be a loner. This loneliness can have a detrimental effect on the mental and physical health of older adults and decrease their life expectancy. However, one can prevent the feeling of being a loner. Once you detect the root cause of an individual’s loneliness, it is easy to arrive at a solution.
You might find a part of yourself in all the mentioned characteristics. You are a human being, after all, and this is normal. When you study the different traits, it’s for you to decide which ones to pick up and which ones to avoid. This will help you make your life in retirement an easy one! Because the last thing you want is to spend your retirement trying to deal with the wrong kind of people.